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Here's a brief overview of key verification approaches :
- Address Verification System (AVS): Confirms the registered address on the card against what’s on file with the banking institution.
- Card Verification Value (CVV): Requires the three- or four-digit number located on the rear of the credit for authentication.
- 3D Secure: Adds an extra layer of validation involving the user's financial institution to authorize the transaction .
- Device Fingerprinting: Recognizes the equipment used to make the transaction to flag potential scams.
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